The cost of living varies widely across the United States. A salary that feels generous in one metro area can barely cover the basics in another, and the gap is driven mostly by housing. Our index puts every city on the same scale, where 100 is the national average, so you can see at a glance how far your money goes.

Each city below is ranked by its overall price level, drawn from official federal data rather than crowd-sourced guesses. Use the search box to jump straight to a city, or scroll the full list to compare where prices run highest and lowest.

Browse Cities by Cost of Living

San Francisco
CA
115.6 16% above avg
Median rent $2,419→
Miami
FL
114.2 14% above avg
Median rent $1,657→
Los Angeles
CA
113.6 14% above avg
Median rent $1,879→
New York
NY
112.6 13% above avg
Median rent $1,779→
San Diego
CA
111.9 12% above avg
Median rent $2,223→
Seattle
WA
111.1 11% above avg
Median rent $1,998→
San Jose
CA
110.4 10% above avg
Median rent $2,617→
Denver
CO
105.8 6% above avg
Median rent $1,770→
Chicago
IL
103.6 4% above avg
Median rent $1,380→
Phoenix
AZ
103.3 3% above avg
Median rent $1,458→
Dallas
TX
103.1 3% above avg
Median rent $1,403→
Fort Worth
TX
103.1 3% above avg
Median rent $1,412→
Philadelphia
PA
102.6 3% above avg
Median rent $1,323→
Jacksonville
FL
99.5 1% below avg
Median rent $1,375→
Houston
TX
98.6 1% below avg
Median rent $1,313→
Austin
TX
98.1 2% below avg
Median rent $1,655→
Charlotte
NC
97.3 3% below avg
Median rent $1,504→
Indianapolis
IN
95.7 4% below avg
Median rent $1,112→
Columbus
OH
95.5 5% below avg
Median rent $1,224→
San Antonio
TX
94.7 5% below avg
Median rent $1,258→

How to Read the Cost of Living Index

The index is anchored to the national average of 100. A city at 115 is roughly 15% more expensive than the typical U.S. city, while a city at 90 is about 10% cheaper. Housing usually moves the number the most, which is why coastal metros tend to sit near the top and inland cities further down.

Cost of living is only half the picture, though. A pricey city often pays higher salaries, so it helps to weigh local income and the salary you'd actually need alongside the index. Open any city for that full breakdown, or head to the comparison tool to put two places side by side.