How Expensive Is Jacksonville, FL?
Living in Jacksonville is about 1% cheaper than the U.S. average.
Based on official federal data, Jacksonville has an overall cost-of-living index of 99.5, where 100 is the national average. That places it 1% below the national average. The typical household earns $66,981 a year and pays a median rent of $1,375 a month.
Cost of Living Index in Jacksonville
The index compares local prices to the national average of 100. Here is how Jacksonville breaks down by category.
| Category | Index (U.S. = 100) | vs. average |
|---|---|---|
| Overall | 99.5 | -1% |
| Housing (rents) | 109.8 | +10% |
| Goods | 96.2 | -4% |
| Other services | 87.5 | -12% |
Housing and Rent in Jacksonville
The median gross rent in Jacksonville is $1,375 a month, and the median home value is $266,100. The table below shows HUD Fair Market Rents by apartment size for the metro area.
| Apartment size | Fair Market Rent |
|---|---|
| Studio | $903 |
| 1 bedroom | $922 |
| 2 bedrooms | $1,103 |
| 3 bedrooms | $1,512 |
| 4 bedrooms | $1,708 |
Income in Jacksonville
The median household income in Jacksonville is $66,981 a year. With a local cost-of-living index of 99.5, that income goes further than it would in an average U.S. city.
Salary Needed to Live in Jacksonville
To cover housing and everyday costs at the local price level, a single person needs an estimated $36,900 a year, and a family of four about $60,500. These estimates keep rent at roughly 30% of gross pay and adjust other costs to local prices.
These figures are estimates based on public data (BEA, Census, HUD) and a standard budget model. Actual costs vary by lifestyle.
Compare Jacksonville With Other Cities
See how the cost of living in Jacksonville stacks up against other U.S. cities, side by side.
Frequently Asked Questions
Is Jacksonville expensive to live in?
Jacksonville has a cost-of-living index of 99.5, which is 1% below the national average. It is more affordable than a typical U.S. city.
How much money do you need to live in Jacksonville?
A single person needs about $36,900 a year to live comfortably in Jacksonville, while a family of four needs roughly $60,500, based on local rents and prices.
What is the average rent in Jacksonville?
The median gross rent in Jacksonville is $1,375 a month. HUD Fair Market Rent for a one-bedroom in the metro area is $922.
Data Sources
Cost-of-living index from the U.S. Bureau of Economic Analysis (Regional Price Parities, 2024). Income, rent, and home value from the U.S. Census Bureau (American Community Survey 5-Year, 2023). Fair Market Rents from the U.S. Department of Housing and Urban Development (FY2026).